Rates
Loan Rates
If you’re looking for an auto loan, personal loan, or personal line of credit, look to the ELCA Federal Credit Union.
Secured Loans
Home Loan Rates
Have access to extra cash with a home equity line of credit from the ELCA Federal Credit Union. Buying a home or refinancing? Get a mortgage quote here.
Credit Card Rates
The ELCA Federal Credit Union's World Mastercard® comes with a great low rate and no annual fee.
World Mastercard® Credit Card
Checking Rates
Completely free checking is yours through the ELCA Federal Credit Union. No maintenance fees. No minimum balance requirement.
Checking Account
Savings and CD Rates
Make the most of your savings with an ELCA Federal Credit Union savings account, Christmas Club Savings Account or CD.
Savings Accounts
Christmas Club Savings Account
Certificates of Deposit
Ministry Solutions
Savings, CDs, checking accounts, and church and ministry loans—we offer a variety of financial tools for managing ministry finances.
Ministry Checking Account
Small Ministry Loan - Fixed Rate
Small Ministry Loan - Adjustable Rate
Ministry New Auto Loan
Ministry Used Auto Loan
Ministry World Mastercard Credit Card
Ministry Secured Loans
*Rates Subject to Change Without Notice. All Loan and Credit Card rates start as low as published rates, subject to credit score and overall credit worthiness. Advertised auto loan rates include automatic payment option. Rates are 0.25% higher without automatic payment option. Advertised unsecured loan rates include automatic payment option. Rates are 0.50% higher without automatic payment option.
†Rate is variable, and it is subject to change.
APR = Annual Percentage Rate. APY = Annual Percentage Yield.
