Access & Manage Funds

It’s your money. We make getting to it easy.

As a member of the ELCA Federal Credit Union, you will have a variety of ways to access your funds remotely.
To access your accounts, login to ItsMe247 Online Banking by clicking below. If you’re on a mobile device, use the ELCA Federal Credit Union mobile app available for Android, Apple and Kindle devices.

"Dealing with banks, a lot can get lost in the explanations. (The people at ELCA FCU) are very friendly and very helpful. It feels like you’re speaking to someone who understands your issues, someone who can give you good advice and explain clearly."

Jocelyn Mamy Ranaivoson
Pastor, Journey Lutheran Church Onalaska, Wisconsin

Mobile App: Account Access Whenever, Wherever

With our mobile app available for Android and Apple devices, you can:
  • Deposit checks using Remote Deposit Capture*
  • Manage card(s) and loan payment information
  • Pay bills
  • Transfer funds to/from internal and external (A2A) accounts
  • View and download eStatements, and much more
*First-time remote deposit users must complete a brief enrollment process. Launch our app, select Remote Deposit and then click Sign Up to enroll.  New users are typically approved by the following business day.  Normal check-hold policies apply.

Free ATM Access: You are Free to Travel

Whenever you need cash on the go, you can use your ELCA Federal Credit Union Mastercard Debit Card to easily access your credit union funds at more than 34,000 surcharge-free ATMs nationwide.
Use our ATM Locator to find a surcharge-free ATM near you.

Account-to-Account Transfers

Account-to-Account Transfers let you securely link your ELCA Federal Credit Union account(s) with your accounts in other financial institutions. That means you can transfer funds to and from these accounts allowing you to manage your overall financial portfolio without ever writing a check or visiting a branch.
Manage your ministry’s finances the way you want, whenever you want.
Account-to-Account Transfers are completely free and in most cases, the transfers take just a couple of days to complete.
Complete the Link to an External Account form so you can easily move funds between your ELCA FCU account and other institutions.

Person-to-Person Payments

Pay the babysitter. Split the restaurant bill. Move money to almost anyone at any time, safely and securely.
Here’s how it works:
  • You provide the mobile phone number or email address of the recipient
  • Recipient is notified of your transfer by text or email
  • To accept your transfer, the recipient just replies to the message following a few simple steps
Person-to-Person Payments are completely free and in most cases, the money arrives in just a couple of days.
To get started, simply login to ItsMe247 Online Banking and click the Pay Anyone button under the Pay and Transfer tab.

Member-to-Member Transfers

This is the safe, convenient way to move money to another ELCA Federal Credit Union member’s account. All you need is the recipient’s account number, including the three-digit suffix, and the first three letters of the recipient’s last name. Transferred funds are available immediately in the recipient's account.
Your account information and the recipient‘s always remain confidential, and Member-to-Member Transfers are completely free.
You can transfer money to another ELCA Federal Credit Union member using your computer or mobile device.

Wire transfers

Wire transfers are a fast, secure way to transfer funds when completing mortgage-related transactions or moving money internationally. Funds wired within the United States are usually available the same business day.
Wire transfer fees apply. Please see our fee schedule for details.
Complete the appropriate Authorization Form so you can initiate Domestic or International Wire Transfers.

Free Direct Deposit: You are Free to Spend (and Save!)

Direct Deposit puts your paycheck at your fingertips every payday morning, so the money you’ve earned is available to you right away, to invest or spend, without delays or holds.
Direct Deposit is fast and efficient, and it’s completely free. Also, when you deposit your entire paycheck with Direct Deposit, you can access all of the features and services available to you as an ELCA Federal Credit Union member, including:
  • Automated transfers to your savings accounts
  • Paying your bills online or by telephone with our free Bill Pay
  • Paying down loans with automatic transfers to your loan accounts or credit card
  • Shopping around town or online with your ELCA Federal Credit Union Mastercard Debit Card


If you prefer to bank by mail, send your non-cash transactions to:
ELCA Federal Credit Union
8765 W. Higgins Rd., Suite 675
Chicago, IL 60631