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Ministry Solutions
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Deposit Accounts
Ministry Savings Account
Prepare for your ministry’s future and have a gateway to credit union membership and services.
- Open and maintain a savings account with as little as $25 to become a member
- Deposits federally insured up to the $250,000*
- No maintenance fees for managing your ministry finances
Ministry Certificates of Deposit
Earn a higher rate of interest on your savings and enjoy investment flexibility for your ministry.
- Terms ranging from 12 to 48 months
- Deposits federally insured up to $250,000*
Ministry Checking Account
Take the stress out of your ministry finances by opening a free checking account.
- Earn dividends by maintaining an average daily balance of $2,500
- Free bill pay (See fee schedule)
- No maintenance fees
- Simplify check deposits with Ministry Check Item Processing Services (Request Details)
All ministry deposit accounts fund low-cost loans to other ELCA congregations, individual congregants, pastors, seminarians and ecumenical partners.
*Insurance provided by National Credit Union Association (NCUA)
Savings Account, Checking Account or CD
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Credit Cards and Loans
Ministry Credit Card Program
A cost-effective alternative to standard corporate credit card programs with flexible options tailored to meet a ministry’s unique needs. Includes a deposit-secured program: your ministry can earn dividends on the secured deposit while reaping the exclusive benefits of World Mastercard® with no annual fee.* Also, the card is compatible with Apple Pay, Google Pay and Samsung Pay, so purchases can be made through your mobile device's digital wallet.
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Ministry Loans and Lines of Credit
ELCA congregations and related ministries can borrow up to $100,000 at favorable interest rates for small projects and purchases, including building repair and supplementing operating expenses. Both fixed-rate loans and adjustable-rate loans and lines of credit (with rate reviewed after five years) are available. Ministry loans are also available for vehicle purchases.
For loans larger than $100,000, please contact our ministry partner, the Mission Investment Fund.
Mobile App: Account Access Whenever, Wherever
- Deposit checks using Remote Deposit Capture*
- Manage card(s) and loan payment information
- Pay bills
- Transfer funds to/from internal and external (A2A) accounts
- View and download eStatements, and much more