NEW YEAR, NEW YOU.
Consolidate high-interest credit card debt with a personal loan at rates as low as 6.99% APR.* Pay down debt faster and get your finances on track.
A way to relieve the financial insecurity of our rostered leaders
With the joint support of the ELCA Federal Credit Union and the Mission Investment Fund, the Resourceful Servants program is showing ELCA ministries, seminarians and congregations a path to greater financial wellness.View Resourceful Servants video
Free yourself from checking account fees.
No minimum balance requirement or monthly maintenance fees. Bill Pay and Overdraft Protection are free.Learn more about Checking
Pay for major expenses or consolidate credit card debt.
Members can apply for personal loans of up to $25,000 starting at 6.99%.Learn more about Personal Loans
Your destination for new and used car loans.
ELCA Federal Credit Union auto loans start at 3.74% for up to 36 months.Learn more about Auto Loans
Put the brakes on excess finance charges.
Members who have used an ELCA FCU Auto Loan to refinance their vehicles have averaged over $1,500 in savings on finance charges.Learn more about Auto Loans
A hard-working debit card.
The ELCA FCU MasterCard debit card gives you access to 34,000 surcharge-free ATMs nationwide.Learn more about Checking
The app that makes your money more mobile.
The ELCA FCU mobile app offers remote deposit capture and ATM locator, and lets you pay others by text or email.Learn more about Checking
Don’t let unexpected expenses catch you unprepared.
Get a Personal Line of Credit for up to $25,000, starting at 9.99%.Learn more about Personal Line of Credit
Why pay high credit card rates and fees?
Rates on the ELCA Federal Credit Union World MasterCard start at 8.99% fixed for purchases. Same low APR for balance transfers and cash advances, and no additional fees.Learn more about the Credit Card