

ELCA Federal Credit Union auto loans start at 2.24% for up to 60 months.
No minimum balance requirement or monthly maintenance fees. Bill Pay and Overdraft Protection are free.
Members can apply for personal loans of up to $10,000 starting at 9.99%.
Members who have used an ELCA FCU Auto Loan to refinance their vehicles have averaged over $1,500 in savings on finance charges.
Whether or not you have an ELCA FCU auto loan, our Mechanical Breakdown Protection can help you avoid big repair bills.
The ELCA FCU MasterCard debit card gives you access to 55,000 surcharge-free ATMs nationwide.
The ELCA FCU mobile app offers mobile-deposit capture and ATM locator, and lets you pay others by text or email.
Get a Handy Line of Credit for up to $10,000, starting at 10.99%.
Rates on the ELCA Federal Credit Union MasterCard start at 8.99% fixed for purchases. Same low APR for balance transfers and cash advances, and no additional fees.