Ministry Solutions

Rates

Credit Cards and Loans

Ministry Credit Card Program
A cost-effective alternative to standard corporate credit card programs with flexible options tailored to meet a ministry’s unique needs. Includes a deposit-secured program: your ministry can earn dividends on the secured deposit while reaping the exclusive benefits of World Mastercard® with no annual fee. Also, the card is compatible with Apple Pay, Google Pay and Samsung Pay, so purchases can be made through your mobile device's digital wallet.

Ministry Loans
ELCA congregations and related ministries can borrow up to $100,000 at favorable interest rates for small projects and purchases, including building repair and supplementing operating expenses. Both fixed-rate loans and adjustable-rate loans (with rate reviewed after five years) are available. Ministry loans are also available for vehicle purchases.

For loans larger than $100,000, please contact our ministry partner, the Mission Investment Fund.

Begin Credit Card Or Loan Application
The ELCA Federal Credit Union Ministry accounts include the following FREE services:
Account-to-Account
Digital Giving
eStatements
Account-to-Account
Digital Giving
eStatements

Account-to-Account Transfers

Account-to-Account Transfers let you securely link your ELCA Federal Credit Union account(s) with your accounts in other financial institutions. That means you can transfer funds to and from these accounts allowing you to manage your overall financial portfolio without ever writing a check or visiting a branch.
Manage your ministry’s finances the way you want, whenever you want.
Account-to-Account Transfers are completely free and in most cases, the transfers take just a couple of days to complete.
Complete the Link to an External Account form so you can easily move funds between your ELCA FCU account and other institutions.

Digital Giving

Donating to the ELCA congregation or ministry of your choice has never been easier, thanks to the ELCA’s partnership with Tithe.ly. Learn how it works.

Free eStatements

Enroll online now to receive eStatements – the faster, greener, paperless way to track account activity. Your 12 most recent eStatements will always be available online and at the beginning of each month, you’ll be notified by email when your eStatement is ready to view or download. Download your account information into your choice of Microsoft Money, Intuit Quicken, or Intuit Quickbooks and CSV format. Also available is the legacy file version (QIF) for use in older programs.
Enroll now!
Paper statements are available for $1 per month to cover printing and postage costs.
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